Hold health insurance companies accountable, force them to abide by their terms
Hold health insurance companies accountable, force them to abide by their terms

This belief column was submitted by Reno lawyer Matthew Sharp.

Overall health insurance policies firms obtain premiums in return for an coverage contract that involves promises of insurance protection. But one particular of the techniques insurance policies companies improve their base-line profits is by automatically denying therapies for devastating illnesses like most cancers, without regard to the phrases of the insurance contract and even in instances where by doctors and health care researchers have concluded the remedy is risk-free and efficient.

Additional shockingly, wellbeing insurance coverage corporations usually pick out to disregard the protection promises they make to policyholders in their personal composed contracts by employing undisclosed “corporate clinical policies” to deny statements without the need of regard to the terms of these identical insurance plan contracts. These company health-related guidelines are made use of as “hidden exclusions” to endeavor to justify insurance policy corporations denying treatment, even nevertheless the policies are not basically portion of the agreement.